The national government tempts self-employed workers with its dollars, but leaves them without benefits.

Milei defended those who took dollars out of the system and announced measures to allow their legal use without prosecution or sanctions.

The national government sent a bill to Congress that aims to facilitate the use of undeclared dollars without tax consequences for those who transfer them. But the initiative, called the "Tax Innocence Principle Law," reveals a clear exclusion: higher-income self-employed taxpayers would be excluded unless they abandon the simplified tax regime . This is explained by Eliseo Devoto , a lawyer and consultant at the firm Lisicki, Litvin & Asociados .

Although the proposal is presented as an incentive for those with spending power, it only benefits those who pay taxes under the general system , leaving thousands of taxpayers currently registered as self-employed individuals in the background.

Key measures proposed by the law include:

• Reform of the Tax Criminal Regime : Increases the amounts for establishing crimes, prevents automatic complaints, and enables the closing of cases by paying the debt and a fine.
• Increase in fines for violations detected by ARCA .
• Limitation reduced to three years if the declarations are submitted on time.
• New simplified Income Tax regime , intended for those who abandon the Monotributo (Monotribute) and pay taxes as self-employed workers under a broader scheme.

This last point is the most important: taxpayers who switch to the general regime could declare income and expenses without needing to justify the origin of their assets or their expenditures. If ARCA doesn't object, they would be granted a "tax cap," meaning they would be automatically legally exempt .

By resolution of the @MinEconomia_Ar , the interest rates applied by ARCA were reduced as of July 1: Compensatory interest: from 4% to 2.75% per month. Punitive interest: from 5% to 3.50% per month.

Interest on returns: 0.50% monthly pic.twitter.com/vl8uM1p4Sc

— ARCA | Customs Collection and Control Agency (@ARCA_informa) June 25, 2025

According to the details of the bill, self-employed workers would not be eligible for this benefit directly . To do so, they would have to leave their category and move to the general system. This means they would begin to pay income tax, VAT, and self-employment tax, which entails higher tax burdens and greater administrative complexity.

If a self-employed taxpayer uses undeclared dollars without having changed their tax regime , they run the risk of being automatically excluded by ARCA. This can occur if they record expenses, investments, or consumption that don't match their declared income. In that case, they would have to face the charges of the general tax regime retroactively from the moment they incurred the observed expense.

Simply put, the project seeks to tempt taxpayers with greater financial means to abandon the Monotributo (Monotributo) , even though this contradicts the tax simplification rhetoric also being promoted by the Executive Branch.

Not at the moment. The government admits that this isn't an omission but a deliberate decision: the goal is for those with the financial means to make the fiscal leap and stop paying taxes under the Monotributo (Monotributo ).

However, tax law experts warn that this logic contradicts the goal of promoting formalization and simplicity of the system . A possible solution would be to allow self-employed taxpayers to opt in, without risking automatic exclusion, or at least to temporarily suspend this penalty while the transition lasts.

The proposal, for now, benefits only those who can afford to pay for joining the general system . For the rest, the dilemma remains: maintain the low cost of the Monotributo or risk losing it by using savings they never declared.