4 financial tools you'll learn with a Master's in Finance

If you're considering studying an online master's degree in finance, you're likely interested in more than just theory. Today, companies are looking for professionals who know how to apply concrete tools to make well-founded financial decisions . From risk analysis to tax planning, this postgraduate degree prepares you to act accurately in real-life scenarios.

Furthermore, since it's a fully online program, you can study without interrupting your professional activity. The digital format of the Master's in Finance not only allows you to progress at your own pace, but also gives you access to specialized platforms that simulate real-life financial cases, useful for your professional practice .

This flexibility is ideal for those who already work in accounting, finance, or administration and are looking to continue growing while remaining productive.

One of the first tools you'll learn in an online master's degree in finance is projection models . These techniques help you anticipate the financial performance of a company, product, or investment. With this knowledge, you can estimate income, expenses, and profits based on historical data and realistic assumptions.

During the finance graduate program, you'll work with templates, simulations, and real-life cases to calculate cash flows, budgets, and expected margins . Economic scenarios and their potential impacts are also reviewed, allowing you to prepare contingency plans or adjust strategies with greater certainty.

In the online master's degree in finance, you'll also learn how to use financial analysis software such as advanced Excel, Power BI, SAP, and modeling tools like Crystal Ball and risk simulators. These programs will help you optimize analysis time and present more comprehensive and visual reports.

In addition, these platforms allow you to analyze large volumes of data in real time, make comparisons, generate multiple scenarios, and visualize trends. This will allow you to identify critical areas, justify decisions to superiors, and support investment or savings recommendations with technical grounds.

Another key tool in the online master's degree in finance is risk management . Here, you learn to identify variables that can affect the financial stability of an organization or project. Evaluating a business's exposure to changes in interest rates, inflation, or exchange rates is part of everyday life.

From credit risk assessment to foreign exchange exposure, the postgraduate degree in finance trains you to apply methodologies such as VAR (Value at Risk) and sensitivity analysis. It also covers real-life cases where timely decisions made a difference, allowing you to learn from specific contexts.

Finally, a master's degree in business finance also prepares you for tax planning. It's not just about calculating taxes, but also about understanding how to structure transactions that are legal and financially beneficial for a company . This allows you to optimize resources without falling into irregular practices.

On the other hand, you'll learn to analyze the tax burden in different scenarios, optimize resources through tax incentives, and review relevant reforms to comply with current regulations . You'll also gain insight into international treaties, special deductions, and financially focused estate planning.

• Cash flow simulations in adverse economic scenarios.
• Feasibility assessment for new investment projects.
• Automated reporting for CFOs.
• Tax plans tailored to the company's expansion strategy.

These tools aren't theoretical, but rather skills that are applied in the daily lives of those in positions of financial responsibility. The online master's degree in finance prepares students to tackle these tasks with confidence and professional standing.

If you already work in banking, consulting, treasury, or entrepreneurship, this specialty can help you better position yourself and make decisions with greater financial impact. UNITEC also offers financing options and flexible scheduling, making it easier to continue your graduate studies without affecting your financial stability.

Are you interested in studying from home, applying what you've learned at work, and growing professionally? Learn more about UNITEC's online master's degree in finance and start transforming your career today.