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The end of free treatment on the National Health Fund. There will be no doctor's visits or discounts at the pharmacy

The end of free treatment on the National Health Fund. There will be no doctor's visits or discounts at the pharmacy

Author: AN • Source: Rynek ZdrowiaPublished: June 22, 2025 11:05Updated: June 22, 2025 11:10

You have to be careful, among other things, when changing jobs. After 30 days from the termination of the employment relationship (e.g. under an employment contract), the right to health benefits financed by the National Health Fund ceases. This can mean a big problem.

After 30 days from the termination of employment, the right to benefits "under the National Health Fund" ceases. Photo: AdobeStock/Graphicroyalty
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Changing jobs can deprive you of the right to healthcare financed by the National Health Fund. This usually happens due to inattention or forgetfulness of people changing jobs.

The National Health Fund reminds that there are three situations in which the right to healthcare services financed from public funds expires:

  • in the event of termination of the employment relationship (e.g. under an employment contract);
  • in the event of termination of non-agricultural business activity;
  • in the case of employed persons on unpaid leave.

In the above situations, the right to benefits ceases after 30 days from the date of expiry of the health insurance obligation.

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In these situations, you can still get treatment "under the National Health Fund"

There are exceptions to the above rule. As the National Health Fund calculates, however, if you are a person who:

  • you have completed post-primary school or have been removed from the list of students - you are entitled to health care benefits for 6 months from the date of completion of education or removal from the list of students;
  • you have graduated from a university or doctoral school or have been removed from the list of students - you are entitled to health care benefits for 4 months from the date of completion of your studies or removal from the list of students;
  • has suspended the right to a social pension - in cases referred to in art. 10 section 5 of the Act of 27 June 2003 on social pension (Journal of Laws of 2023, item 2194) - the right to health care services is granted for 90 days from the termination of health insurance in the National Health Fund.

What to do if the right to benefits has expired and you want to continue using healthcare benefits under the National Health Fund health insurance? There are several options:

- You must obtain another title to insurance, e.g. voluntarily insure yourself or be registered as a family member. If you do not do this, you may incur the costs of the benefits provided - the Fund emphasizes.

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