Unicaja launches an online account that offers a return of up to 3% APR in the first year.

Unicaja, which has launched an offensive on all fronts to grow and be profitable , also wants to attract numerous savers and has launched the 'Requetecuenta digital', a remunerated online account, aimed at new customers, which offers an attractive return of up to 3% APR during the first 12 months and for which they only need to direct deposit a payroll or pension of at least 600 euros per month.

This compensation applies to a maximum average balance of €20,000 . In addition, the bank offers a 1% refund on the total of major direct debit bills (water, electricity, gas, telephone, or internet) with an annual limit of €100. It also includes exemption from account maintenance and administration fees, as well as from transfers made through the online channel. Furthermore, any fees for issuing and maintaining the debit card associated with the account are waived.

The 'Requetecuenta digital' pays quarterly and is available exclusively through the Unicaja website until August 31.

In addition to their salary, customers who direct deposit their payroll can benefit from additional benefits such as an overdraft of up to €500; a discount of up to 10% on life insurance; free access to the Uni Seguro Plan (allowing you to split up your insurance payments); digital banking services and free Bizum; and the option to withdraw cash with no fees at more than 14,000 ATMs.

With this new initiative, Unicaja reinforces its commitment to a people-centered banking model, aiming to attract new customers nationwide with offerings that combine value, innovation, and simplicity. In this regard, the bank continues to advance its digital transformation strategy, incorporating cutting-edge technological solutions that optimize the customer experience and provide its app with greater functionality, security, and ease of use. This is the case with Unicaja Key, a new enhanced authentication system that simplifies transaction authorization, and the virtual assistant NICA, which offers immediate and personalized ongoing support thanks to the AI ​​incorporated into its development.

The bank is aware of the importance of the digital channel as a key means of interacting with its customers, especially regarding operations and product purchase. In fact, it continues to expand its offering of products and services tailored to the needs of each segment of the population, with competitive and high-quality solutions that contribute to facilitating its customers' financial management.