Infonavit: This is the maximum age to apply for a loan in 2025.

Infonavit adjusted the maximum age for applying for a mortgage loan in 2025 , establishing new limits for men and women. This measure seeks to expand housing opportunities for workers in later stages of their working lives, allowing them access to financing appropriate to their age and payment capacity.

The new provisions establish that the combined age of the applicant and the loan term must not exceed 70 years for men and 75 years for women . This means that the age of the individual at the time of application will influence the maximum loan term. For example, a 55-year-old man may apply for a 15-year loan, while a woman of the same age may access financing for up to 20 years.

To obtain an Infonavit loan in 2025, workers must meet certain requirements , such as having at least 1,060 Infonavit points, having contributed at least 130 weeks to the Mexican Social Security Institute (IMSS), being part of the private sector, and demonstrating job stability with regular contributions to the housing fund. Applicants must also evaluate their repayment capacity, interest rates, and available terms.

The maximum amount granted by Infonavit in 2025 will be 2,716,334.54 pesos , subject to the applicant's payment capacity and credit history. These changes aim to help workers better plan their payments and reduce the risk of not paying off their financing within the allotted timeframe.

For more information, interested parties can visit the official Infonavit website , where they will find details on available financing options and the steps to follow to process their loan under the new regulations.

SV